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iPhone 17 Pro
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S25 Ultra
EMI tenures from 3 months to 10 year
Eligibility check within 10 sec with PAN and mobile number
Seamless and secure pledging via CAMS, KFin, or MFCentral
Have your device delivered, repay in easy EMIs
Instant approvals
Get your eligible credit limit in minutes with a fully digital onboarding process no branch visits, no waiting.
Instant approvals
Get your eligible credit limit in minutes with a fully digital onboarding process no branch visits, no waiting.
Continue getting returns on your investment
Your mutual funds remain invested and continue compounding while you borrow
Zero Downpayment
No downpayment for purchasing any of the products
0% interest
Get your favourite products on No-cost-EMIs
Zero Foreclosure charges
Close your loan anytime by just paying the outstanding amount
Long EMI tenures
Select EMI tenures from 3 months to 10 years without any cibil check
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from Top Institutions
Why People Love Us
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
Sneha Kulkarni
The app is simple to use. Everything from pledging funds to getting the loan was smooth.
Aditi Sharma
I was a little confused in the beginning with this new concept of 0% EMI using mutual funds, but the overall experience with 1Fi was actually very straightforward.
Harshit Agarwal
What I liked most is that I could keep my investments and still get liquidity. This was exactly what I was looking for.
Zain Khan
I think it's one of the smartest ways to get a loan. You keep earning returns on your investments while paying 0% interest on the loan. Still not sure how 1Fi is making money 😄
Mehul Desai
I financed my RE Classic 350 with 1Fi around 3 months back. No hidden surprises till now. Whatever charges were shown in the app were exactly what I paid.
Rishika Patel
Really appreciate that I can see my outstanding amount anytime in the app. Makes it very easy to keep track.
Varun Mehta
The app is completely anxiety free. I can see all my loans, pledge mutual funds, check my available limit and everything else in one place. Best part is there are no penalty charges.
Rohit Mehra
Overall, a really good experience with 1Fi. Easy process, clear communication and whenever I had a question, the support team actually helped.
What is 1Fi?
1Fi is the world’s first mutual fund-backed no-cost EMI platform, letting you shop anything at 0% interest for upto 24 months.
Is 1Fi safe and legit?
Yes. 1Fi works with SEBI-approved RTAs for pledging and RBI-regulated lending partners for loans.
What documents are needed to take a loan?
No physical documents are required. You only need eligible mutual fund units, PAN, and Aadhaar. You can complete the loan in just 3 mins.
Are there any hidden fees?
No. We are fully transparent and do not charge processing, penal, bounce, foreclosure, setup, or lien-related charges.
What if markets fall?
Your limit may reduce so you may need to pledge more units or make a partial prepayment to be compliant with RBI regulations.
Are there any charges if I pay early to release pledged units?
No. You can partially prepay or fully foreclose anytime through 1Fi app without any charges and release your pledged mutual funds.